The onboarding process allows users to access Wealth 360 by logging into the UTI Mutual Fund platform using existing credentials or creating an account via PAN-based registration. Eligible accounts are then linked through a consent-driven process within the Account Aggregator ecosystem.

UTI Mutual Fund today announced the launch of ‘Wealth 360’, a new digital feature on the UTI MF App and website that enables users to securely view and track their overall wealth across multiple financial institutions through a single unified dashboard. This launch aims to address the fragmentation investors face as they diversify across various financial products, simplifying the tracking process by consolidating holdings spread across banks, mutual funds, stock broking accounts, and other financial products into one place.

The feature has been enabled in collaboration with Finarkein through the Sahamati-led Account Aggregator ecosystem. It supports the linking of banks, depositories, RTAs, NPS, and insurance providers, allowing users to view a wide range of financial holdings. In addition to a consolidated view, the platform provides transaction-level insights to help users understand spending patterns, monitor investments, and track net worth, with the dashboard refreshed daily.

Built on the RBI-regulated Account Aggregator framework, Wealth 360 facilitates secure and consent-based sharing of financial information between regulated financial institutions. Users retain full control over their data, choosing which accounts to link, with consent valid for one year and revocable at any time. The encrypted information is visible only to the customer and is not accessible to UTI AMC .a