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YES BANK delivers a robust Q3 performance with a sharp rise in profitability, sustained business momentum, strong granular CASA, improved margins, and better asset quality

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YES BANK, has announced its Q3FY26 results, reporting a 55.4% YoY increase in Profit after tax to INR 952 crore. The bank’s operating profit (Adjusted for Gratuity impact) increased to INR 1,389 crore, marking an improvement of 28.7% YoY and 7.1% QoQ. The Net Interest Income (NII) for Q3 FY26 was INR 2,466 Crore, up 10.9% Y-o-Y and 7.2% Q-o-Q. The Net Interest Margin (NIM) for the quarter stood at 2.6%, up 20 bps Y-o-Y and up 10 bps Q-o-Q. Non-Interest Income stood at INR 1,633 crore, up 8.0% Y-o-Y. The Bank successfully reduced its Cost-to-income Ratio sequentially for the sixth consecutive quarter, reaching 66.1% in Q3 FY26. The Return on Assets (RoA) for Q3FY26 improved to 0.9%, up from 0.6% in both Q3FY25 and Q2FY26 The balance sheet continued to show positive momentum. Total Deposits grew by 5.5% YoY to INR 2,92,524 crore. The CASA ratio rose to 34%, from 33.1% in Q3FY25. Net Advances registered a growth of 5.2% YoY and 2.9% QoQ to INR 2,57,451 crore. Commenting on the results and financial performance, Mr. Prashant Kumar, ManagingDirector & CEO, YES BANK said, “Q3FY26 marks a breakthrough quarter for the Bankpowered by a confluence of factors such as acceleration in profitability, sharpimprovement in Asset Quality, gathering momentum in business volumes (disbursements) and continued industry-leading performance in CASA.

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